August 12, 2014
What Medicaid Covers with Pregnancy
Medicaid is a government-funded program that provides health insurance benefits and services to families on a limited income. Low-income families will need to verify their income and they must meet all of the eligibility requirements. Medicaid or a program similar to it is available in every state in the United States. It is in place to provide much needed health care to pregnant women, new moms, infants, children, people with disabilities, and seniors. It is especially important for pregnant women who need additional nutrition and proper medical care.
In order to be eligible for Medicaid as a pregnant woman, you will not only have to provide proof of your pregnancy following a physical examination, but also provide information on your current income status. Medicaid has strict guidelines in regards to what incomes they will accept. Your income will compare to the amount of people in your household. Most states require your income level to be 1335 below the current federal poverty level. It may also be available for pregnant women who make too much money for the program but were denied health insurance. In this case, you will get the medical care you need during your pregnancy and post-partum care as well. You will need to provide proof of pregnancy, proof of income, prove of your non-citizenship if you aren’t a US citizen, or proof that you are a US citizen, such as your social security card or birth certificate.
What Does Medicaid Provide?
Rather than providing monetary assistance to the participants, Medicaid instead helps pregnant women with the health care services they need. They will provide you with a list of health care facilities or hospitals you can visit for free or low cost medical care, including doctor visits, ultrasounds, and the hospital where you will give birth. Medicaid is not only for pregnancy, but also 60 days post-partum including any doctor visits or health care needs you have during this time. It also includes pregnancy or post-partum complications. After qualifying for Medicaid, you may need to wait 2-4 weeks before you can have your first doctor visit at the appropriate health care facility. Medicaid only covers medical care so if you need things such as income assistance or nutrition assistance, you should contact other programs like WIC or Welfare.
Applying for Medicaid
If you meet the eligibility requirements, you can apply for Medicaid at your local Medicaid office which should be available on their website. You will be given instructions on how to apply, including what documents to bring such as your proof of pregnancy and proof of income, photo identification, and residency proof.